Vision Plans

Simple coverage, real savings

Vision plans are one of the most straightforward insurance products you'll ever buy. A small monthly premium (often under $20 for individuals) typically pays for itself in a single annual exam plus glasses or contacts. The trick is matching the right carrier to the optometrist you already see.

What we help with

• Standalone vision plans — VSP, EyeMed, Davis Vision, Humana, and others
• Medicare Advantage with vision built-in — many MA plans include routine vision exams and an eyewear allowance
• Family vision plans — coverage for kids' annual exams, frames, and contacts
• Diabetic and at-risk patients — coverage for retinal screenings beyond routine exams

Typical benefits

Most plans cover one routine eye exam every 12 months with a small copay, an annual or biennial frame allowance ($130–$250 typical), and a lens or contact lens allowance. Network providers offer the deepest discounts; out-of-network usually pays a fixed reimbursement.

Vision and Medicare

Original Medicare doesn't cover routine eye exams or eyewear, but it does cover medical eye care (like cataract surgery and exams for diabetic patients). If you're aging into Medicare and want routine vision coverage, you'll need either a Medicare Advantage plan that includes it or a standalone vision plan. We help you decide which costs less.