Vision insurance is a financial protection plan that requires the policyholder to pay a monthly fee in exchange for reduced-cost fees on some eye health and vision correction services and products. Vision care insurance will often cover routine eye health expenses such as eye exams, contact lens fittings, contact lenses and eyeglass lenses and frames and may provide a discount on LASIK procedures.
The plan may cover the cost of these items in full, up to a preset limit, or may require the policyholder to pay a flat fee or percentage fee to share the expense with the insurer. Vision care insurance tends to be inexpensive compared to other types of insurance, because many of the covered costs are predictable and expensive claims are rare. In fact, it more closely resembles a discount plan than a true insurance plan, because insurance is meant to protect against unforeseen and potentially catastrophic expenses.
Direct Vision Insurance
You’ll like what you see with Direct Vision.
Protecting your eyes starts with having routine eye exams. With Direct Vision you’ll be covered for one routine eye exam per year – starting on day one of your coverage! Choice of Providers The Direct Vision Insurance plans include in-network and out-of-network benefits. Choose from Eye Med or VSP network plans. Why choose a network? When you use a network provider you maximize your benefits with low co-pays and overall lower out-of pocket costs. If you choose to see an out-of-network provider, these plans provide you with an allowance for each service and you are responsible for any costs above those amounts
Vision Plans from Davis Vision and VSP